Posts under ‘Personal Finance’

I started using BPI credit cards in 2006 but I have not discovered the convenience of BPIexpressonline system only in 2007. When I discovered BPIexpressonline, I never turned back. It offered numerous conveniences that would suit my freelance lifestyle.
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If you applied for a BPI credit card, BPI mastercard, you better use it. What use would it be if it just stayed inside your wallet?
I’m not saying you got to SM North EDSA, SM Manila, Trinoma or any other Manila Malls. What I’m saying is, there are a lot of benefits in using Bank [...]

More than two years ago, I decided to apply for a BPI credit card. I haven’t regretted it. There are times that I do, but on the whole I love my Bank of the Philippine Islands credit card. If you are considering what credit card company to apply for, then I suggest you go take [...]

With hackers and lechers all over the world, you can never be too careful with your credit cards. You should protect yourself from credit card fraud so you won’t have to pay for anything you did not use or consume. Identity theft is becoming common and a lot of hooligans are looking for ways to take advantage of the naïveté of people. There are several ways of protecting yourself from credit card fraud.

If you have a secure decent-paying job, you can easily get a credit card. But do you truly need it? Or do you just show off to your friends and your colleagues? As you consider the credit card options available out there, you might as well plan well.

If you want to have the power of holding a credit card, wait a minute. It is not as easy as you think. Don’t rush blindly into applying for one. If you do, you might end up regretting because of the high interest rates and other hidden charges. More than that, several banks hide behind the fine prints of the contract you sign saying that they can increase interest rates and they can make changes easily.

Malls, train stations, and banks all show credit card deals for people to check them out. They want to entice people to sign up with them and start using credit cards for shopping. For people who have strong online presence, having a credit card is a must.
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1. Cultivate discipline in buying or shopping. Plan the things that you want to buy and go to the store only when you are decided to buy these things. If you do this, you’ll prevent yourself from buying good, but unnecessary products and services. When you have discipline in buying, you can also manage your finances better.