Archive for the ‘Personal Finance’ Category

The Skinny on Declaring Bankruptcy

So you owe a lot of people a lot of money, and you fear being sued by all of them at the same time, and you don’t have money to pay the lawyer, because the recession took it all. So what do you do? Think bankruptcy protection.
You are not alone. The US economy has [...]

Understanding Mutual Funds

Back in December 2008, I put my savings at LBC Bank because they had a pretty good interest rate for a Time Deposit Account. It was just for a month but it didn’t really matter. I wanted my money to be safe from my spending hands. The plan was for me to keep adding up [...]

Personal Budget Spreadsheet Template

Almost a year ago, I decided to track my expenses. It was not really a spur of the moment decision. After a personal finance seminar I attended at the Bread of Life Church, it seemed like the most logical decision. I didn’t really know where my money went. When payday came, all I knew was [...]

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