MightyMore than two years ago, I decided to apply for a BPI credit card. I haven’t regretted it. There are times that I do, but on the whole I love my Bank of the Philippine Islands credit card. If you are considering what credit card company to apply for, then I suggest you go take [...]
Posts under ‘Personal Development’
How to Apply for a Credit Card
Applying for a credit card is easier than asking a government agency for a specific form. Banks and credit card providers usually take a look at several factors that relate to you to determine if you will be a good customer or not. If you want to apply for a credit card, just follow the [...]
Credit Cards—Boon or Bane
Do you have a credit card with you? How’s your experience with it so far? Is it a boon or a bane?
Credit Cards are a Boon! It helps you purchase expensive items that you don’t normally afford. With credit cards, you have that extra purchasing power in your reach. Your refrigerator, washing machine, TV, computer, [...]
Use Your Credit Card Wisely
Your wallet may be home to one of the most wonderful creation of 20th century banking—the credit card. Yet, if you cannot control, it can easily become the atomic bomb of your wallet. This is why I came up with three ways to use your credit card wisely.
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Protect Your Credit Rating
Credit cards are meant to be used. But if you used credit, you have to make sure that you pay it. Credit is not free. It may give you the illusion that you are rich but you really are not. So when you use your credit cards, make sure that you have every intention to [...]
Five Benefits of Credit Cards
One of the most important products that banks offer are credit cards. They advertise heavily in televisions, direct marketing strategies and in the Internet for people to sign up to them. If you are contemplating to get a credit card or not, the following five benefits of credit cards will help you decide.
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Credit Card Review
When I was still working for IBM, I applied for a credit card. But before doing so, I conducted a credit card review to know which banks are offering the best deals. This way, I can protect myself from high interest rates. I wouldn’t want to pay more than what I use.
During my credit card [...]
Five tips in Looking for a Job
According to the National Economic Development Authority, the Philippine unemployment rate is now at 8%. This means that out of the 3.47 million Filipinos who are able to work, there are 2.9 million who do not have jobs. What does this mean for us?
It’s harder to seek for a job nowadays. The competition for [...]
